Friday, 23 July 2010

On the crest of a wave....

Those of you who do not want to read about the financial impact of hypothyroidism on my life and battle to get well do not need to read this post. I will endeavour to finish blogging the details of my treatment history from 2006 to the present day soon, so keep checking out the blog.

I am acutely aware that this is a sensitive subject and I do not have much confidence in my ability to record the facts in the correct tone. This is called a "disclaimer" I believe! Ha ha ha....

I have said from the beginning that it is my intention to be honest and candid in this blog, to tell my story "warts and all". As much as I hate to admit it, the secondary impact of an illness, the effect it has on your finances, is equally devastating! In fact it would provide enough material for it's very own blog, but where's the fun in that!

Anyway, we all know what happens to a crest of a wave; eventually it comes crashing to shore....

That is what happened to me today!

I have been riding a wave of goodwill, love (I can feel it!) and optimism since starting my beloved blog!

I know I am to blame (through circumstance, not choice!) but I struggle to keep on top of my mail. It always seems to be negative and over the years I've developed the all too familiar "stick my head in the sand" syndrome!

Today I thought I would get up to date with my mail and boy did I get a shock. Since last opening my mail, about a month ago, I have had a County Court Judgement awarded against me!

To cut a long story short; I borrowed some money after my life savings run out (1 loan and 1 credit card) while I was off work sick but on half pay after my nervous breakdown. This was purely to keep a roof over my head. Since I have been living on welfare benefits I had an agreement to pay a minimum amount each month and interest charges were frozen. I can no longer afford to keep to this agreement hence the legal action.

The long term consequences of this could be devastating. It is possible I could be forced to sell my home, I just don't know yet. I will have to seek advice. This is worst case scenario but it has got me worried and spoilt my day. Always the master of the understatement me!

Now I don't know about you, but in my battle to get well I have drawn a metaphorical "line in the sand", a point at which I can stay strong no longer, and mine is this; if I lose my house I give up.

It is these added pressures which divert the very limited energy I have away from my battle to get well. And I find this very difficult to explain to those people and agencies who impact on my life. In fact they have the power to influence it more than me, but they just do not get it! When I get well I will be able to return to work and pay off my debt! It is not rocket science!

So that has been my day. I hope I have achieved the right tone; I want this post to be factual and not pitying.

I have found the sharing process of keeping a blog to be very therapeutic and an unexpected bonus. Thanks for "listening", I really needed to get that off my chest.

Thank you, and please stick by me, I hope to post again soon. Robert.

p.s. Not one day goes by when I am not grateful for the free healthcare we have in the UK. I just wanted to put that on record. Until next time....

2 comments:

  1. p.s. Not one day goes by when I am not grateful for the free healthcare we have in the UK. I just wanted to put that on record. Until next time….

    Nothing in life is free. Medical care in the UK is included in the taxes you pay.

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  2. You are right Genius of course.

    I should have said that I am grateful for the NHS. I currently receive free prescriptions as hypothyroidism is a life long condition. Worrying about health insurance and what is covered and what is not would just be another hurdle to stumble over.

    Thank you for your comment, and please keep following the blog, Robert.

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Thank you, Robert.